Before signing a contract, consider the following:

• Use Caution: If it seems too good to be true, it probably is! Always read the fine print of any contract before signing. Understanding the terms and conditions is important to protect yourself and your interests.

• Phones, Internet and Utilities: For contracts related to phones, internet, and utilities, you need to be over 18 years old to sign. If you’re under 18, consider a pay-as-you-go phone plan with good data options. Apps like TextNow can be helpful.

• Renting: If you’re renting your own place and you’re under 18, you may not be able to sign internet or phone contracts. If this is the case, you can consider having a cosigner who is over 18 years old to help you secure contracts. However, it’s important to be aware that cosigners become responsible for any unpaid bills. This goes both ways, if you cosign for someone else, you can get stuck with the bill.

• Service Provider Plans: Find out more about your options for internet and phones.